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How To Buy Health Insurance And Not Empty Your Walet One of the hardest things about leaving a job is walking away from the benefits package. Once you're out on your own whether you're starting your own business, working for a small employer that offers no coverage or suddenly find yourself among the ranks of the unemployed the reality is the same: You must cough up a lot of dough for what will feel like inferior health coverage. Will All Banks Do Short Sales? The buzzword in real estate is now short sales. Which banks will say yes and which will say no is now the key question we think we need answered before we look at a deal in todays uncertain real estate market. Foreclosure Wars In Your Area? As in any war, the force that's winning will continue to take everything it can from the weaker force until it is halted by a stronger power. In the foreclosure wars,the battles rage on producing wounded and causalities alike. Pre-Foreclosures The Millionaire Maker Foreclosures are at an all time high in most areas of the United States. As investors it our obligation to help as many of these people as we possibly can so they can get on with their lives and have a fresh start. 7 Secrets to Enormously Profitable Real Estate Investing Your exit strategy is an extremely important part of your real estate investing business. In fact, it is one of the most important parts. Sometimes investors get excited because they learn how to buy properties, they find them and they have the money lined up to purchase them, and they do, But when they get them, they have no idea what they plan to do with them. Brass Balls Real Estate Investing There are tremendous profits to be made by savvy investors in the slowing market. Knowing what to look for and how to respond to it are the keys to your success in the as well as any other type of market Pre-Foreclosures The Millionaire Maker Foreclosures are at an all time high in most areas of the United States. As investors it our obligation to help as many of these people as we possibly can so they can get on with their lives and have a fresh start. Short Sales The Equity Creator With foreclosures being at an all time high it's time to take a look at the benefits of a short sale. This happens to be a win win situation at it's best if approached and handled in a timely manner. The Importance of Agreeing On The Closing Date Over the years I have seen many good deals lost because of dissagreements about closing dates. Tray to get Buyer and Seller to agree upon this before a contract is even signed, avoiding later problems. Overcoming the Seller's Objections When Buying Subject-To Sellers have a number of fears when selling to us Subject-To their mortgage. Always remember to protect you sellers credit as you promised them you would. Remember they put their trust in you, now live up to your promises. How to Save Up to 90% On Title Insurance Saving 90% on Title Insurance may not sound like a big deal if you only buy it once or twice in a lifetime. We you are doing it on a consistent basis as we investors due, it can be quite a few thousand dollars every year. Secret Loopholes Of The Due On Sale Clause The game for us is how to transfer ownership to the property without getting caught by the lender. You could simply get the owner to sign you a deed and not record it, but this method is problematic (for example, what if the seller gets a judgment against him?). Enter the "trust assignment trick. There is No Due on Sale Jail In 34 years of buying and selling real estate I have never had a lender call on loan on me. Remember folks you bank want's the money not the home. Could it happen, absolutely. Is it likely to happen, no. Flipping Properties Works In Any Market Think you can't flip properties in a down market. You better take another look, because that's the market you cant make the most money in as long as you play by the rules. Always Ask for More Than You Expect To Get Remember to always negotiate from a position of strength. In other words alwys ask for much more than you expect to get. You will be very pleasantly surprised more often than you think. The Real Estate Millionaire Maker Accept the fact that whatever business you think you are in you are probably dead wrong. We are all in the marketing business like it or not. Without marketing we might as well close the doors, go home and forget the whole thing. How To Find All The Motivated Sellers You'll Ever Need Finding motivated sellers on a consistent basis is the key to be successful as a real estate investor. Here are a few tips that will put you on the right track from day number one. Real Estate Investing is Just Like Weight Loss Stop listening to the gurus that claim you'll be rich without putting forth any effort. I my opinion if you believe that crap, I have a bridge to sell you also. Wake up and smell the coffee folks it's not going to happen overnight. How to Spruce Up Property So It Sells At Lightening Speed Buying a property at the right price is one think. Selling it in a timely manner in a down market is a horse of another color. Here are some times to get the job done Fast. Get That Property Out of Your Name Before Someone Else Does Buying property is great but keeping it is the key to building wealth. We live in a society where people sue you just because the coffee is to hot. Now you can stop them dead in their tracks. How To Invest In Real Estate In A Changing Market Anyone can buy and profit in a hot or rising market. You don't need to be very sharp to buy in a rising market. Buying in a changing or declining market is another story. Now is when you need to hone your skills if you plan to stay in this game. Explaining Foreclosure Options To A Homeowner Being able to properly explain the options available to a seller can sometimes be quite a task. Make sure the seller understands all of their options before making a decision on which path to take. Secrets Of Buying At The Foreclosure Auctions Bidding at the foreclosure auctions can be both exciting and financially rewarding. This proplem is that most new investors start bidding emotionally and get themselves into a heap of trouble. The Truth About No Money Down Real Estate Investing You see it bookstores, read about it in newspapers and magazines and hear about it on late night TV. But many people are still begging the question,Is no money down real estate investing really possible? The short answer to this question is, Yes. Trusts Are The Key To Protecting And Keeping Your Assets Making a great deal of money in the real estate business isn't very difficult. Remember it isn't what you earn it's what you keep. Learn to protect your assets with trusts and you'll keep it all in the process. What Every Landlord Must Know About Discrimination As landlords we need to be very careful when it come to Disctimination. When I was a broker many poeple tried to get me to fall into their trap. Just be cautious in everything you say and do. Flipping Your Way To Real Estate Wealth Flipping is the buzzword of the year in real estate flipping books, flipping articles in the newspaper, and even flipping shows on TV! What Must Be Included In A Real Estate Contract Contract don't have to be a formal fancy contract, but certain elements must be present for it to be a legally binding contract. How To Find The Best Real Estate Deals Month After Month Anyone can find a good lead once in a while, that doesn't take any real skill. Finding the good deals month after month in a horse of another color. That does take some practice and a few easily learned skills. The Biggest Reasons To Invest In Pre-Foreclosures Why would you invest in preforeclosures instead of going with conventioanl buying? The answer very simply is profit. The largest spreads are to be made in preforeclosures because you are dealing with people that have to sell not those that want to sell. How to Get Started In Real Estate With Little Or No Money Getting started in real estate doesn't take money or credit. In fact, if your going down and sucking up to the banker to buy any type of property, you doing it all wrong. How to Find Motivated Sellers The Easy Way A motivated seller is a property owner whose sole aim in life at the time you are talking with him is to get rid of his piece of property. What Is The Meaning Of Beyond Unlimited Wealth? When you move beyond unlimited wealth, you are protecting yourself and your family from the financial instability that causes so much tension and anxiety in this world. You will enjoy peace of mind knowing you will always have more than enough money to take care of your needs. How Podcasting Can Help Your Business Using podcasts in your business can do many thing to improve the bottom line. Creating customer awareness and driving traffic to your website are the two most important. How to Select and Develop Your Home Investing Farm Area Concentrating on a specific area or farming as it is btter known, is by far the best way to become an expert in a given area. It also help to keep your skills honed as to the values of the properties in your farm area. Buying Houses Subject To The Existing Mortgage Is Highly Profitable If you're looking for the way to make the most of your real estate business, buying subject is the way to do it. The method of buying will creat more wealth that any I have ever seen. Lease Option Your Way To Financial Freedom If yoy're looking for a way to break into real estate investing lease options offer the beginner many options. Also never youe your cash or credit and you won't get into trouble. So You Think You Want To Be A Real Estate Investor The internet is full of so called guru's trying to sell you their courses on how to get rich in real estate. In choosing a course or mentor make certain that whomever you choose actually has and is presently practicing what they are preaching on a daily basis. How To Improve Your Home's Curb Appeal Before Putting It On The Market One of the biggest key to selling your home quickly is making it look great from the moment people pull up to the curb. It's called curb appeal or to put it another way let's call ir the wow effect. Yahoo Now Has A Page To Help Find Foreclosure Property After countless requests Yahoo now has a foreclosure site for helping you find these properties. But, do you homework and don't start jumping into things you don't fully understand first. Learning the foreclosure process takes some time and work just as any other business does. Do You Feel An Icy ARM Tapping You On Your Shoulder? Adjustable rate mortgages have been the demise of many unsuspecting homeowners this past year. Examine you mortgage documents to make certain you aren't sitting on a ticking time bomb. Helping People Facing Foreclosure Is Better Than Dealing With It's Effects Foreclosures are now at an all time high. If you're having difficulty making your mortgage payments talk to your lender immediately. Communication is the key to solving the problem. Don't avoid them they don't want to take your property. Remember they're lenders they aren't in the real estate business. What To Make Of The So Called Real Estate Bubble You make the call, bubble or no bubble. Whatever your choice, most areas of the country have seen a drop in home values during the past six or seven months. I don't see an end to it anytime soon. Always Protect Your Sellers Credit And Your Own Reputation Folks, the real estate preforeclosure business is a simple business. don't complicate it by taking advantage of your sellers. If you do, I suggest you find another business before you hurt someone financially. Drop In Home Prices Continue To Accelerate When searching for a new home or a new loan be sure to read the fine print carefully. Don't put yourself in a position where your mortgage payments might be increasing to the point where your home is no longer affordable. Just use some good old common sense when shopping. Lenders Are Working To Keep People Out Of Foreclosure Everyone has financial difficulties for various reasons. Have problems making your mortgage payments is a serious one. Your key to getting through this is to immediately start communications with the lender and not avoiding them. Homes Can Be Lost Over Missed Homeowners's Association Payment Folks, don't become angry with you homeowner's association and decide not to pay the dues. If you live in Florida it could cost you your home. How To Negotiate With Sellers And Close The Deal Being able to negotiate well takes some practice. Using these guidelines will save you time and you'll get more deals closed with much less stress. Advantages of Selling on a Lease Option Lease options are one of the most profitable ways of selling a property in any market. The reason is that such a small number of people ever exercise their option, and the option consideration is not refundable. Providing A Solution For Our Sellers It's our obligation as real estate investors to help our seller find solutions to their problems. Keep in mind it's to be done without taking advantage of the seller. In other words it needs to be mutually beneficial, a win win situation for all parties involved. Always Know Your Exit Strategy In Advance It's extremely important to know you exit strategy befor you buy the property. I prefer that you have at least two way to sell the property just to be safe. Credibility Your Most Valuable Asset My articles are often inspired by my own experiences and mishaps, as well as those of investors around me. I think in this business (as in any other business) one of the deadliest mistakes you can make is to be unable to fulfill your promises. You will lose credibility in the face of those you do business with and an unfavorable reputation is very hard to dispose of. How The Foreclosure Process Works And Why It Exists Buying properties in pre-foreclosure in not a guessing game, but based on powerful, calculated reasoning based on a thorough knowledge of how the system works. How Long Should a Rehab Really Take? Every week or so I have some emailing me with the question of rehabbing. This article should answer most if not all of your questions, Successful Podcasting For Dummies Like Me If you're planning on podcasting, here are a few tips to help you create a high quality podcasts. They do not cost anything and they are easy to implement so they should be added to your podcast in order to help you create a quality product that people will want to subscribe to. Podcasting For Profit Although we'll get into the technical terms later, podcasting is an audio file that you can listen to on your computer or on a portable device. Note that it does not have to be an iPod, but can be almost any kind of portable audio device, also referred to as an MP3 player. An MP3 .player, though, is also a misnomer because these devices will often play more than just MP3 files Having Fun With Teleseminars Alexander Graham Bell could never have known what the potential for his invention really was in 1876. As technology evolved and with the advent of the home computer age, marketers learned how to use Teleseminars to their advantage. What Is A Teleseminar And How Can I Profit From It? If you have ever worked in a business office, you are probably familiar with this term, previously known as teleconferencing. For those who are unfamiliar with either term, teleseminars or teleconferencing involve a telephone call among a group of people who usually all phone the same telephone number to be connected to each other. Marketing Your Podcast So here you are: You have developed a great podcast, with excellent content for a very tight niche. And you are prepared to podcast on this topic with top-notch content for a long time to come. Now what?